Article 19: Insurance

19.1

Each employee shall be eligible for the benefits set forth in this section unless otherwise indicated. Upon employment by the College, an employee shall be provided a complete explanation of the benefits to which the employee is entitled.  The explanation will be provided during New Employee Orientation. Each employee shall be provided with online access to a brochure describing plan benefits for each plan chosen by the employee.

19.1.1

The provision of these benefits shall be administered in accordance with the Employee Handbook. However, the inclusion of this provision in no way makes any portion of the Employee Handbook subject to the grievance procedure contained in this Agreement.

19.2

Employees are responsible for paying their portion of the premium for insurance. Employee premiums shall be deducted from the employee’s paycheck. Employees have the option to participate in CNM’s Pre-Tax Premium Plan.

19.3

The College will continue to make available coverage under Group major medical, vision, dental, and life insurance.

19.3.1

Premiums for the insurance coverages offered to bargaining unit employees are based upon the cost of such premiums being split between the College and the employee on a percentage basis, based upon the employee’s income level, in accordance with the College’s practices, except for Basic Life Insurance which is paid for by the College, and Voluntary Life Insurance which is paid for by the employee based on the employee’s age. Should there be an increase in the premium, such cost shall be apportioned based upon the respective percentages paid by the College and the employee.  In the event the College changes insurance providers, the premium will continue to be based upon a sliding scale in accordance with the College’s practices.

19.3.2

The parties acknowledge that changes in benefits provided herein may occur from time to time during the course of this Agreement.  The College will share information with the Coalition as changes occur and when appropriate, in advance of the changes being implemented.

19.4

Employees who choose to participate in these insurance programs will have their premium payments deducted through payroll deductions for all coverage. Employees who do not receive a paycheck for any reason, will be responsible for making the required premium payments in order to retain insurance coverage. Employees will be given the opportunity to pay the missed premium before coverage is cancelled. At a minimum, notice of the requirement to pay the missed premiums will be sent via CNM email.